About TheDollarBudget

TheDollarBudget is a financial freedom blog dedicated to making personal finance pleasant, exciting, and easy to understand.

Our mission is to break down personal finance topics into clear and practical advice that our readers can use to make educated financial decisions and get their budgets under control. We genuinely believe financial freedom can be accessible to all.

Every day, people from all walks of life visit TheDollarBudget to learn strategies to save more money, make extra income, budget, pay off debt, invest, and ultimately achieve their financial dreams.

About Caleb Reed

Hello there, I’m Caleb Reed, a personal finance enthusiast and the founder of TheDollarBudget. I was raised in Phoenix, Arizona, and recently moved to Boise, Idaho, to attend Boise State University. I am currently a senior majoring in both Finance and Accounting. My GPA is currently 3.72, and I’m expected to graduate with honors in the spring of 2024.

In less than a few years, I have completely changed my financial path and achieved things like:

  • Paying off over $10,000 in student loans and credit card debt in less than 12 months as a full-time student
  • Becoming completely debt-free
  • Building my credit score to 787 (I hope to be a part of the 800 credit club very soon)
About TheDollarBudget

However, I haven’t always been in this situation. When I turned 18 and got my first credit card, I used it to pay for nearly everything. Unfortunately, I always used it but rarely ever made more than the minimum payment. The next thing I knew, I had multiple maxed-out credit cards and was paying enormous amounts in interest (on top of student loans).

Eventually, I made the tough but necessary decision to take control of my situation and get my finances under control.

After paying off my debt, building my credit score, and getting my financial house in order, I decided to create TheDollarBudget to help people in the same situation that I was in.

At TheDollarBudget.com, you can find unbiased techniques, tips, and strategies to increase your income, save more money, pay off debt, build your credit score, and ultimately create a life of financial freedom!

Media Outlets We Have Been Featured In:

Yahoo Finance: 7 Hidden Ways You Can Boost Your Credit Score

MSN: Be Smarter With Your Holiday Shopping by Using These 6 Credit Cards

TheStreet: Banks Are Digging Into Consumers’ Pockets

Bankrate: 39 million U.S. adults feel pressured to overspend on celebratory events this year

The Penny Hoarder: These Are the 8 Banks That Won’t Steal Your Money for Bouncing a Check

The Balance: Standby Letter of Credit: A Backup Plan for Payment

GoBankingRates: Credit Card Advice You Definitely Need

CreditCards.com: How to plan Friendsgiving with your Rewards credit cards

Apartment Therapy: What Happens When a New Company Decides to Buy Your Mortgage?

Suggest: 6 Items Not Worth Buying New, According to Experts

The National: Americans enjoy global travel discounts as dollar soars

Debt.com: How Debt Affects Dating

FinMasters: What’s The Worst Financial Advice You’ve Ever Received?

Home.com: How to Get a Mortgage While Paying Down Student Debt

BestColleges: Forbearance Isn’t Forever: How Student Loan Borrowers Prepare to Pay

GoDaddy: How to make money with a website while you’re still in school

Clever: Credit Card Debt Derails Homeownership – Here’s How to Take Control

The Stock Dork: Where Is Bitcoin Headed Next Year? Experts Explain

House of Debt: Motivational Quotes for Finance

The Network Journal: How to Get a Handle on Your Debt

Credello: Travel Loans for Students: Everything you should know

Clearway Law: What to do if your employer is over garnishing your pay

The US Sun: Internet providers add ‘sneaky’ extra charge to bills that can cost hundreds – how to avoid it

ConsumerAffairs: Many consumers feel pressured to overspend on celebrations in 2022

How We Make Money

We believe putting the interests of our readers before anyone else is the best way to produce a valuable website. 

Our “readers first” philosophy also extends to how we monetize our site.

TheDollarBudget makes money through advertising agreements with partners that share our vision for helping people better their finances. We are extremely careful and only recommend products and services that will help you reach financial freedom. 

If you decide to sign up for these products and services using the links found on TheDollarBudget.com, we might earn a small commission from our partners at no extra cost to you. 

You can learn more about how we make money in our disclaimer

Our Editorial Standards

TheDollarBudget will only work with writers who are credible experts in the world of personal finance. We are here to offer unbiased advice that is grounded by in-depth research supported by other experts in the field and, most importantly, written in plain, easy-to-read English so that anyone can learn and follow along. 

Our content is written and created by experts to be rooted in sound research, originality, and accuracy, and it must provide as much value to our readers as possible. 

Your Privacy

We take your privacy very seriously here at TheDollarBudget. We will never sell or share your data or personal information under any circumstance.

You can learn more in our privacy policy.