Caleb Reed

Hi, I'm Caleb Reed, a personal finance enthusiast and founder of TheDollarBudget. Using my financial education from Boise State University, I help people save money, supplement their income, budget, and ultimately achieve their financial goals! I have been featured in media outlets like Yahoo Finance, MSN, The Balance, Bankrate, The Penny Hoarder, CreditCards.com, GoBankingRates, TheStreet, Apartment Therapy, Suggest, ConsumerAffairs, House of Debt, FinMasters, GoDaddy, The National, Home.com, Clever, BestColleges, Debt.com, The Stock Dork, Credello, The Network Journal, Clearway Law, The U.S. Sun and many more!

How to Activate American Express Gift Card

How to Activate American Express Gift Card

Are you trying to activate your American Express gift card? Nothing is more frustrating and a bit embarrassing than trying to make a purchase just to have your card declined. Was it because it didn’t have sufficient funds? Was it because the card isn’t activated yet? While insufficient funds is a real possibility, there’s also a chance it just isn’t activated. In this case, you’re in the right place …

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Where Can I Retire on 3000 a Month?

Where Can I Retire on $3000 a Month? (Top 30 Locations)

Are you wondering where you can retire on $3000 a month? After spending a large portion of your life working, you’re ready to sail off into the sunset. However, there’s a bit of a problem. If you retire somewhere expensive, you may spend your retirement savings too quickly. Fortunately, moving to a city with a low cost of living can improve your retirement finances tremendously …

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Dave Ramsey Baby Steps

What Are the 7 Dave Ramsey Baby Steps?

Are you wondering what the 7 Dave Ramsey baby steps are? While I’m sure we have all heard of Dave Ramsey, personal finance expert and author of the bestseller Total Money Makeover, perhaps you haven’t heard of his money-management plan known as the 7 Baby Steps. Or you have heard of it but aren’t sure what they are. Whichever it may be, here are Dave Ramsey’s 7 baby steps and a break down of each one …

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Third Party Checks Cashing

Cashing Third Party Checks (Everything to Know)

Are you in search of the best place to cash a third-party check? With more than two parties involved, it can be much more complicated than cashing a check that was paid to you directly. Because the original recipient signed over the check to a third party, there’s an increased risk of fraudulent activity. With that said, continue reading to find out the best places to cash a third-party check and the answers to frequently asked questions …

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What Is a Good Salary for a Single Person?

What Is a Good Salary for a Single Person?

Are you wondering what a good salary is for a single person? Perhaps you just got a new job, and you’re hoping it will pay enough to support an upgrade in your lifestyle. Or maybe you simply want to see if you’re on the right track to achieving your financial goals. Regardless of your reason, understanding what determines a good salary for a single person is very important and a great place to start …

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I Have an Invention Idea But No Money

I Have an Invention Idea but No Money! Now What?

Do you have an idea for an invention but no money to fund it? Unfortunately, this is a problem many aspiring inventors face. But what exactly is the solution? Should you immediately start raising capital? Well, not exactly. There are many steps you should take beforehand, such as researching your idea and the market. However, once you are prepared to raise capital, you do have many options …

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How Many Savings Accounts Should I Have

How Many Savings Accounts Should I Have?

Should you open another savings account just because you can? When would it make sense? We all know savings accounts are an excellent place to set aside our extra money until we’re ready to spend it. Not only do savings accounts protect our money, they also pay interest, which will increase our balances over time. But how many savings accounts should we have? Is two enough? How about five? …

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Can I Retire at 60 With 500k

Can I Retire at 60 With 500k? [Your Questions Answered]

Are you wondering if you can retire at 60 with 500k? Whether you’re about to be 60 or much younger, asking the question is the first step. Retirement doesn’t just happen. It’s a numbers game and will take a lot of planning, dedication, and conscious effort from you and your spouse. While some experts may recommend you save at least $1 or even $2 million before retiring, that doesn’t account for your own goals, lifestyle, and sources of retirement income …

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Super Cheap Meals

28 Super Cheap Meals to Save Money on a Tight Budget

Are you looking for super cheap meals you can make to save money on a tight budget? With the record inflation we’ve recently seen, stretching your food budget is more critical than ever. In fact, paying for groceries may just be one of your largest biweekly expenses. With that said, one of the best ways to stretch your food budget is by making inexpensive meals …

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Reddit Ways to Make Money

Reddit Ways to Make Money (14 Legitimate Methods)

Are you looking for ways to make money on Reddit? With over one billion visitors per month, Reddit is one of the most popular websites ever. While it may be just a source of entertainment for some, Reddit is also a rabbit hole of information and knowledge, including opportunities to make money. But with countless subreddits for making money, how do you know which ones are worth your time? …

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